Flood insurance can be purchased separately through the National Flood Insurance Program.
The typical homeowners or rental property insurance policy doesn't include flood coverage, and in some locations, you may also need to obtain a wind-only insurance policy.
The National Flood Insurance Program USAA-GIC is not available in Guam, U.S. The Federal government has financial responsibility for underwriting losses. The National Flood Insurance Program is not underwritten by United Services Automobile Association (USAA) or its affiliates based in San Antonio, Texas, and is provided by USAA General Indemnity Company (USAA-GIC), through an arrangement with the Federal Emergency Management Agency.
